tag:blogger.com,1999:blog-6616959642391988608.post1519429172423458770..comments2024-03-28T00:18:25.641-07:00Comments on Calafia Beach Pundit: Mortgage spreads are getting very tightScott Grannishttp://www.blogger.com/profile/14028519647946868684noreply@blogger.comBlogger3125tag:blogger.com,1999:blog-6616959642391988608.post-85074830412417449982009-05-05T18:34:00.000-07:002009-05-05T18:34:00.000-07:00The refi decision depends a lot on the transaction...The refi decision depends a lot on the transaction costs of doing it, coupled with your expected ownership horizon. You'll have to juggle those numbers yourself, keeping in mind also that if you refi too soon, and rates continue to fall, you can always refi again and lock in a lower rate. The nice thing about fixed rate mortgages is that you have the option of refinancing at a relatively low costScott Grannishttps://www.blogger.com/profile/14028519647946868684noreply@blogger.comtag:blogger.com,1999:blog-6616959642391988608.post-76914550670633462032009-05-05T14:13:00.001-07:002009-05-05T14:13:00.001-07:00"one" not "once". Sorry for the type-o."one" not "once". Sorry for the type-o.Billhttps://www.blogger.com/profile/05145490918994594519noreply@blogger.comtag:blogger.com,1999:blog-6616959642391988608.post-64948706317805023122009-05-05T14:13:00.000-07:002009-05-05T14:13:00.000-07:00Scott: Should the target rate for once looking to...Scott: Should the target rate for once looking to refinance a jumbo mortgage be in the 5 to 5.5% range? What do you think?Billhttps://www.blogger.com/profile/05145490918994594519noreply@blogger.com